Sukanya Samriddhi Yojana 2022: बेटियों का भविष्य संवारने और सुरक्षित करने के लिए सुकन्या योजना

Sukanya Samriddhi Yojana 2022

Various types of savings schemes are conducted by the government to orient and secure the future of the daughters. Income tax exemption and high interest rate are provided on these savings schemes. Today we are going to give you Unite knowledge from one such scheme started by the Central Government.Whose name is Sukanya Affluence Scheme.

Through this scheme the beneficiary can invest a lump sum SUM for the education or marriage of the daughter. From the means of this article, you will get all the important information related to Sukanya Samriddhi Yojana. Apart from this, you will also be able to get information related to study eligibility, important documents and application from this article.

Sukanya Samriddhi Yojana 2022:-Information related to the procedure for Sukanya Samriddhi Yojana Online Form, Sukanya Affluence Scheme interest rate, and premium count will also be shared through this article. This is a savings plan. To get the advantage of this scheme, the ledger has to be opened before the daughter attains the age of 10 years.

The minimum investment limit in this ledger is ₹250 and the maximum limit is ₹1.5 lakh. This investment can be made for daughter's higher education or marriage. The government will provide interest at the rate of 7.6% on investment from the means of this scheme.

Apart from this, tax exemption will also be available on investing under this scheme. This scheme is a small savings scheme started by the central government. This scheme has been started under the Beti Bachao Beti Padhao scheme. Account under this scheme can be opened in any authorized branch of the Post Office or Mercantile Branch. Sukanya Samriddhi Account can be conducted till the daughter attains the age of 21 years or till she gets married after the age of 18 years. 50% amount can be withdrawn after the age of 18 years for the higher education of the daughter.

Through this digital account, money will be deposited in the account of the Sukanya Welfare Scheme. Now the digital savings account service has been started in the post office like in other banks. Due to this digital ledger, now the account holders do not have to go to the post office to deposit money in the account. He can transfer money through his mobile.

Sukanya Samriddhi Yojana 2022 Overview:-

Sukanya Samriddhi Yojana 2022 Account Shifting Process:-

• First you have to visit the post office or bank with your updated passbook and KYC documents. There is no need for the girl child to be ready during shifting.
• After this you have to submit your Sukanya Samriddhi account passbook and KYC documents to your bank or post office and inform your bank and post office that you have to shift your account.
• After this the manager will close your account with the old post office or bank and will give you the instance of transfer. Apart from this, all the necessary documents will be asked from you.
• Now you have to take this transfer request and go to the new post office or bank account and deposit all these documents there.
• You will also need to submit KYC documents for cognizance and address proof.
• Now you will be given a new passbook in which your balance will be shown.

Interest Rate in PMSSY 2022:-

Sukanya Samriddhi Yojana 2022 Tax Benefits:-

• As per the Income Tax Act, all input tax made under this scheme is deserving for the benefit of retrenchment. A maximum tax retrenchment of 1.5 lakh is admissible for SSY.
• Under this there are interest deposits, which are deposited in the account on yearly basis. It gives the essence of maximizing the funds under the scheme.
• The tax concession can be claimed by either the parent or the legal trustee of the girl child. Only one depositor is serving for tax exemption under section 80C of the Income Tax Act.

Sukanya Samriddhi Yojana 2022 Benefits :-

• The benefit of this scheme will be given to the girls below the age of 10 years of the country.
• Under Sukanya Samriddhi Yojana, the trustee of the girl child can open a savings account for them.
• A maximum of Rs 1.5 lakh can be deposited under this scheme during the actual financial year.
• You can easily secure the future of your girls under PM Kanya Yojana 2022.
• It will help in your daughter's education or marriage.
• You can easiness start this scheme in any bank or post office.
• This scheme is beneficial for both the girl child and her parents/trustees as it helps both.
• Guardian or Instinkiway parent is allowed to open an account for only two girls under this scheme.
• From the date of opening the ledger, the depositor can deposit the amount in the account till the girl child turns fourteen.

Sukanya Samriddhi Yojana 2022 Documents of Prime Minister:-

• Under this scheme, the age of the girl child should be less than 10 years for Ledger Open.
• Aadhar card
• child and parent photograph
• girl child birth certificate
• proof of residence
• Depositor (Parent or Legal Trustee) i.e. PAN Card, Ration Card, Driving License

Sukanya Samriddhi Yojana 2022 Main Facts :-

• Under Sukanya Samriddhi Yojana, the account of a daughter below the age of 10 years can be unable.
• The ledger can be opened at any post office or bank.
• Under this scheme, the account of a maximum of two children in a household can be opened.
• Under certain conditions, an account can also be opened for three children of a household.
• Under this scheme, the ledger can be opened from lace to less than ₹ 250.
• Under Sukanya Samriddhi Yojana, a list of ₹ 250 and a maximum of ₹ 1.5 lakh can be input in 1 financial year.
• An interest rate of 7.6% has been fixed under this scheme.
• Tax exemption under the current 80C Income Tax Act is also available under this scheme.
• From Sukanya Samriddhi Yojana, 50 percent amount can also be withdrawn for the advanced education of the daughter.
• Sukanya Samriddhi Yojana 2022 is a small surplus scheme for the daughters of the central government.
• Under this scheme, the beneficiary can open ledger for his daughter in all these banks like Nationalized Bank, Post Office, SBI, ICICI, PNB, Axis Bank, HDFC etc.

Sukanya Samriddhi Yojana 2022 Banks Occupied :-

• Allahabad Bank
• State Bank Of India
• axis Bank
• Andhra Bank
• Bank of Maharashtra
• Bank of India
• Corporation Bank
• Central Bank Of India
• Canara Bank
• Dena Bank
• Bank Of Baroda
• State Bank Of Patiala
• State Bank of Mysore
• Indian Overseas Bank
• Indian Bank
• Punjab National Bank
• IDBI Bank
• ICICI Bank
• Syndicate Bank
• State Bank Of Bikaner And Jaipur
• State Bank Of Travancore
• Oriental Bank Of Commerce
• State Bank Of Hyderabad
• Punjab And Sind Bank
• Union Bank of India
• UCO Bank
• United Bank Of India
• Vijay Bank

Sukanya Samriddhi Yojana 2022 Account Opening :-

• Intending Beneficiaries who want to apply for opening a Savings Account under this scheme, they must first download the Sukanya Samriddhi Yojana Ledger Opening Form.
• After this the application form has to be filled with all the Essintial Knowledge. After filling all the Knowledge, you have to attach all your Essintial documents with the form.
• Then the application form and documents have to be deposited in the desired bank and post office along with the amount.

Sukanya Samriddhi Yojana 2022 Important Links:-

Sukanya Samriddhi Yojana 2022: FAQs

Q1: At what age do I have to open an account to take advantage of this scheme?

Ans. The account has to be opened before the daughter attains the age of 10 years.

Q2: How much interest will the government give through this scheme?

Ans. Interest will be paid on the investment at the rate of 7.6%.