PMJDY Registration 2022: Various benefits under Jan Dhan Yojana –

PMJDY Registration 2022

Pradhan Mantri Jan Dhan Yojana was started from 28 August 2014. This scheme has been successful in all the states of India till 2022. In today's time all Indians are taking advantage of Pradhan Mantri Jan Dhan Yojana.

As soon as the Pradhan Mantri Jan Dhan Yojana was launched, all the old and elderly, agricultural candidates living in the poverty line of the state had opened a new account in their post office and bank.

After opening the bank account, the candidates had to link their account with the Aadhar card. The facility was provided with overdraft facility of Rs.5000 after 6 months and accident insurance cover of Rs.100000 built-in in Rupay Debit Card and Kisan Card.

Under the Jan Dhan Yojana, all the candidates living in the poverty line in rural and urban areas were benefitted.

The complete supervision of Pradhan Mantri Jan Dhan Yojana is done under the Central Government. If the beneficiaries of India want to take advantage of the Pradhan Mantri Jan Dhan Yojana.

So an additional insurance cover of ₹ 30000 is given to the beneficiary's family by the central government. The money of Pradhan Mantri Jan Dhan Yojana is sent to the beneficiary's account, through the Pradhan Mantri Jan Dhan Yojana, more than 46 crore accounts were opened in 8 years, and crores of candidates have got its benefit. Applicants related to Pradhan Mantri Jan Dhan Yojana want to get more information. So or how to take advantage of this scheme, you can get complete information by reading the article given below on this page. No candidate had any problem in opening the account of Pradhan Mantri Jan Dhan Yojana and without money, the bank account or post office account is open in all the states.

PMJDY Registration 2022: Overview

PMJDY Registration 2022: Scheme details –

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is the National Mission for Financial Inclusion to ensure access to financial services namely, Banking/Savings & Deposit Accounts, Remittance, Loan, Insurance, Pension in an affordable manner.

The version can be extended at any bank branch or Company Reporter (Bank Mitra) outlet. PMJDY accounts are being opened with zero balance

PMJDY Registration 2022: Documents required for account opening –

If Aadhar Card/Aadhaar Number is available then no other document is required If the lesson has transformed then self attestation of the current talk is good. If Aadhar card is not available. So any one of the following Officially Valid Documents (OVD) will be required: Voter ID, Driving License, PAN Card, Passport and NREGA Card. If a individual accomplishes not have "valid state documents" as above, but is categorized as 'low threat' by the bank. So she can open a bank account by submitting any one of the following documents.

Identity Card with photo of the applicant administered by Central/State Government Departments, Statutory/Regulatory Rules , Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions,

Note published by a Gazetted Officer along with a duly certified photo of the said person.

Advantages of Pradhan Mantri Jan Dhan Yojana –

• Interest on the deposit amount.
• Accident insurance cover of Rs 1 lakh.
• No minimum balance required.
• Overdraft facility will be given after good  function of these funds for six months.
• Pass to assistance , insurance consequences.
• The declaration beneath Personal Accident Insurance under Pradhan Mantri Jan Dhan Yojana will be expected if the Rupay card holder has at least one thriving economicor non-financial trade on (bank customers/RuPay cardholders transacting on other bank channel) including the date
• Overdraft facility up to Rs.5,000/- per family, preferably in only one account for the woman of the family, is available.

Details of accounts under PM Jan Dhan Yojana –

After the launch of Pradhan Mantri Jan Dhan Yojana, in about 8 years from 2014 to 2022, more than 46 crore bank accounts were opened in which 1.70 lakh crore rupees have been deposited.

Under this scheme by the Central Government, up to 67% of the people have got the benefit of this scheme through the bank. Apart from this, 56% women have also opened Jan Dhan accounts in all the states. and have reaped its benefits.

Under this scheme, a debit card has also been provided to the beneficiary by the bank. And in this case one lakh cover and if the beneficiary dies. So financial assistance of ₹ 30000 will be provided to the beneficiary's family immediately, the account should be opened between 15 August 2014 to 26 January 2015 under the Pradhan Mantri Jan Dhan Yojana.

Purpose of Pradhan Mantri Jan Dhan Yojana –

Pradhan Mantri Jan Dhan Yojana started very fast. In the initial phase, crores of Indians opened their bank accounts rapidly. The main objective of this scheme was to get every citizen to open a bank account.

And under this scheme, the farmer belonging to the poverty line or under the Pradhan Mantri Jan Dhan Yojana had to provide facilities and some money. At present, a new calling facility has been made available under the Pradhan Mantri Jan Dhan Yojana.

Under this calling facility, candidates can get information related to their account, toll free number applicants will get from the article given below. Such candidates who have registered for Pradhan Mantri Jan Dhan Yojana.

He can get information related to his account by calling the toll free number. With the arrival of this toll free number, the beneficiary will not have to go to the bank again and again. You can get complete information about your account and money received from Jan Dhan Yojana from your mobile sitting at home.

Important features of Pradhan Mantri Jan Dhan Yojana –

Jan Dhan Yojana was started by the Honorable Prime Minister of India Shri Narendra ji Modi. Crores of candidates have got benefit under this scheme. Under the Pradhan Mantri Jan Dhan Yojana, more than 1.20 crore accounts have been opened.

Money has also been received in the account of most of the account holders, by the Government of India, the candidates living in all the areas of the country have been added under the Jan Dhan Yojana.

At the time of Kovid-19 lockdown, the Government of India has sent money to the Jan Dhan account of ₹ 500 per women and more than 20 crore women have got the benefit of this scheme till the present time.

The publicity of Jan Dhan Yojana by the government was very fast, due to which the women who are troubled in the down get the benefit of Jan Dhan Yojana in their accounts, women have made good use of those money for their convenience. Candidates will get the important features of Jan Dhan Yojana from the article given below.

Various benefits under Jan Dhan Yojana –

• It is mandatory for the candidate to have a savings account under the Pradhan Mantri Jan Dhan Yojana.
• No minimum balance of any kind will be maintained in the account opened under Pradhan Mantri Jan Dhan Yojana.
• Interest will also be available from time to time by the bank in the accounts opened under the Pradhan Mantri Jan Dhan Yojana.
• Debit card has been provided to all the beneficiaries under the Pradhan Mantri Jan Dhan Yojana.
• Accidental insurance of two lakhs is also being given to the beneficiary under the Pradhan Mantri Jan Dhan Yojana and can take advantage of this facility. when your debit card is used.
• Life insurance of 30000 is also being given under the Pradhan Mantri Jan Dhan Yojana.
• Candidates are also getting overdraft facility of ₹ 10000 on Pradhan Mantri Jan Dhan Account. To avail this facility, it is mandatory for the candidate to link his account with Aadhaar.
• Pradhan Mantri Jan Dhan Yojana Account can also be used continuously for direct benefit transfer for any scheme.

How to apply online –

• The candidate has to first go to the official website of Pradhan Mantri Jan Dhan Yojana https://pmjdy.gov.in/.
• After going to the home page, the applicant will see an apply online option.
• After clicking on the Apply Online link, a new page will open in front of the applicant.
• By clicking on Self enrollment, candidates will update their mobile number.
• After updating the mobile number, the candidate should enter his/her name, email id and all the necessary information properly.
• On coming to the dashboard, the applicant will get the complete application form, which will have to be filled and submitted.
• After successful registration, candidates should take a print out of the registration done.
• Application PDF is given below to apply offline. And PDF of online application is also available below on this page.

PMJDY Registration 2022:  Important Link