PM Svanidhi Yojana 2022| यहाँ देखें पीएम स्वनिधि योजना की पूरी जानकारी

PM Svanidhi Yojana 2022

This scheme has been started by Prime Minister Modi ji, the goal of this scheme is to make poor people self-reliant. Under the PM Svanidhi Yojana 2022, a loan of Rs 10 thousand will be given by the government to the people doing small jobs like street vendors, cobblers, barbers, washermen etc. in different areas to start their employment.

More than 50 lakh applicants will get the benefit of this scheme in India. This scheme is also known as Special Credit. The plan was announced after discussing about PM SWNIDHI YOJANA in the cabinet meeting held on 1st June 2020.

So far a total of 71683 people have applied for this scheme. To take benifits of the scheme, you have to apply online. A budget of 5000 crores has been made for the scheme by the central government.

According to the government, the benefits of PM Svanidhi Yojana 2022 SVANidhi Yojana will start getting to the candidates from 1st July 2020. Small businessmen will not need to show any attested document for this.

They will get the benefit easily and no provision of interest has been kept by the government for this, if a poor person is unable to repay the loan later, then there is no provision of penalty for this by the government.

A package of 20 lakh crores has been kept in the self-reliant India scheme, out of which PM Svanidhi Yojana 2022 is also a part of it and so that the scheme has been started for people to bring their economy back on track and to make them self-reliant.

The candidates who want to take advantage of the scheme should apply first, we are telling you more information related to the scheme and how you can apply in PM Svanidhi Yojana, who will be eligible for the scheme, and we are giving you all these information to know. Read till the end.

PM Svanidhi Yojana 2022: Overview

PM Svanidhi Yojana 2022: Purpose of Scheme

To prevent the infection of Kovid-19, a lock down was announced in the entire country. Due to which the people whose house used to work, people had to sit at home after stopping that work, due to which people had to face a lot of problems and financial crisis arose in front of them and people were deprived of fulfilling their daily needs Remained In view of this problem,

the central government started the Pradhan Mantri Svanidhi Yojana. And its benefit will be available to rural and urban people who used to sell goods on the side of the road, or used to sell fruits and vegetables, that is, those who used to do small jobs to meet their daily needs.

Under this scheme, it is giving a loan of 10 thousand rupees to the candidates to open their small business again so that they can open their business again and be able to meet your needs. The applications for the scheme have been started.

The objective of PM SWNIDHI YOJANA 2022 is a loan given to economically weaker people to re-establish their employment. Candidates should note that if you take advantage of the scheme and you repay your loan on time, then you will be given a subsidy of 7 percent by the government. And also 34 nodal officers have been appointed in the country by the government for the smooth running of the scheme.

PM Svanidhi Yojana 2022: Eligible candidates

• Vegetable seller
• Fruit seller
• Hawkers
• Book stationery
• Barber shops
• Cobbler
• Laundry shops
• Tea shop
• Artisan products
• Paan shop

PM Svanidhi Yojana 2022: lending institutions

• Regional rural bank
• Cooperative bank
• Non banking finance companies
• Small finance bank
• Micro Finance Institutions and SHG Banks
• Scheduled commercial bank

PM Svanidhi Yojana 2022: Benefits of the Scheme

• Under PM Svanidhi Yojana 2022, more than 50 lakh people of the country will be benefited.
• No candidate will have to go through any documentation process to take this loan.
• Under the Pradhan Mantri Svanidhi Yojana, if a candidate does not complete the loan within the stipulated time given by the government, then no provision of punishment will be given to him.
• Under SVANidhi Yojana, if the candidate pays his monthly installment every month, then for this he will be given a subsidy of 7 percent on the loan. And these subsidies will be transferred to your account in 6 months.
• Those people whose financial condition had deteriorated in the lock down, now they can start their small employment again through a loan of only Rs 10,000.
• A budget of 5000 crores has been made by the government to give the benefits of the scheme to the beneficiaries.
• The candidates will get the benefit of PM Svanidhi Yojana 2022 till 2022.
• So far, applications of 16, 67,120 applicants have been accepted under the scheme.
• This loan has been given to 72 street vendors of Jammu and Kashmir.

PM Svanidhi Yojana 2022: How to Apply

• We are telling the candidates who want to apply in the Prime Minister's Svanidhi Yojana, how they can apply online in the scheme, we are telling you some steps below, and you can apply by following the given steps.
• First of all, candidates visit the official website of Svanidhi Yojana.
• After that a home page will open on your screen, you have to click on the link to apply for loan.
• After this a new page will open on your screen, in this page you will have to enter your mobile number and you will have to verify the captcha code given below, after that an OTP will come to your registered mobile number, you will have to enter the OTP.
• After this a new page will open on your screen, you will see 3 options in the page, you have to read all the three steps and click on View More. As soon as you click on View More, you will get to download the form on your screen.
• By clicking on this link pmsvanidhi.mohua.gov.in, the page of Svanidhi Yojana will open on your screen.
• After this, you fill all the information in the application form and also attach photo copies of all the documents asked. Submit the application form to the mentioned financial institutions.

PM Svanidhi Yojana 2022: Important Links