EPFO Pension Scheme: केंद्रीय कर्मचारियों के लिए बहुत बड़ी खुशखबरी, यूनिवर्सल पेंशन योजना रिक्ति आयु और पेंशन राशि में वृद्धि

EPFO Pension Scheme

The government has brought great news for all its employees. It is well known that the human body does not have enough capacity to work forever. Because of this, he has to take special care of his condition in which he is no longer able to work.

That is to say that when a person becomes old, then his body does have the ability to work, but it never means that there is no need for all the necessary things in his life.

So tell that it is not necessary to do so. Because of this pension scheme has been abolished in many institutions. By which at the time of retirement of the person i.e. when he retires, he is provided a certain amount as pension. If you are also employed in any organization and you also get a monthly salary, and then let us tell you that the pension scheme is present for all the people.

Know what a pension scheme is

To know the pension scheme, we can mainly divide it into two parts, the first is the pension provided by the company, in which some part is deducted from the salary of the employee every month as a pension so that the employee's pension is on retirement, he gets further increased interest.

Let us tell you that this interest rate can be around 8% to 9%. Let us tell you that at present the facility of interest up to 12% has been made available to all the employees under EPFO.

Let us also tell you that if you are not working in any organization and run a small shop or business, then you can also get the benefit of a pension. A pension scheme is also available for such common citizens which are provided through a PPF account.

Know what PPF account is:-

Let us tell you that the PPF account i.e. Public Provident Fund account can be given to every person residing in the country. As a citizen of our country, he should be. It is mandatory for him to have citizenship in our country India, refugees from any other country cannot apply for it.

If you want, a PPF account can be opened in the post or bank. The way it is mandatory for all employees to open a PF account, in the same way, it is not mandatory to open a PPF account.

It is completely up to you, if you wish, you can open a PPF account, if you do not want to, then there is no problem with it.

The interest rate available in PPF account ranges from around 7% to 8%. PPF account can be easily opened by a person residing in our country, the age of opening it has been fixed at 18 years i.e. if you are 18 years old then you can open your PPF account.

You can deposit ₹ 500 to ₹ 200000 annually in this; there will be no problem of any kind. You can also do portal withdrawal in it, but for this, you have to wait for 5 years.

Great news for central employees:-

A very big update is coming out according to which the central government can very soon increase the age and pension amount of the employees who have retired. The Economic Advisory Committee of the Honorable Prime Minister of our country Shri Narendra Damodardas Modi has proposed, according to which it has been said to increase the working age limit of the entire people resident in the country. Universal Pension Scheme should also be brought along with raising the retirement age limit.

What is Old Age Civil Protection Scheme Development:-

Please also inform that the minimum pension will be ₹ 2000. You will also be made aware of this, the Economic Advisory Committee has also provided advice on making better arrangements for the safety of senior citizens in the country.

Let us tell you that according to the report presented by the Economic Advisory Committee to the Prime Minister, if the working age population is increased, then there may be a great need to increase the retirement age. Now the important thing that must be coming to your mind that what can happen like this, then tell you that this is going to be done to reduce the pressure on the social security system. Talks are also being made about skill development for people above 50 years of age.

Policy made by the state and central government:-

According to news, it is being told that the central and state governments should make such policies so that they can have a direct impact on skill development. In this way the workers of the unorganized sectors will also get the benefit of this. Apart from this, refugees, migrants living in remote areas can also join if they do not have the means to get training but they can be trained. In the year 2019, about 10% of the population of our country India was included in the category of senior than 140 million.

Know what Universal Pension Scheme retirement, good news is:-

Let us tell you that a big update is coming out for the employees so that an atmosphere of happiness has been created among all the employees. Universal Pension Scheme retirement age and pension amount have been increased. This is great news for all the employees because the Universal Pension Scheme retirement age and pension amount are being increased.

EPFO Pension Scheme Important Link